1. Introduction

Welcome to MSTY Millionaire ("we," "our," or "us"). We are committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, and protect your information when you visit our website mstymillionaire.com.

Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the site.

2. Information We Collect

2.1 Information You Provide to Us

We collect information you provide directly to us, such as when you:

• Create an account or portfolio
• Subscribe to our newsletter
• Use our calculators or tools
• Contact us via email or contact forms
• Participate in surveys or promotions

This information may include:

• Name and email address
• Portfolio holdings (if you choose to track them)
• Investment preferences and goals
• Any other information you choose to provide

2.2 Information We Collect Automatically

When you access our website, we automatically collect certain information about your device, including:

• IP address
• Browser type and version
• Device type and operating system
• Pages visited and time spent
• Referring website
• Click behavior and interaction with our tools

2.3 Cookies and Tracking Technologies

We use cookies and similar tracking technologies to track activity on our website and hold certain information. Types of cookies we use:

• Essential Cookies: Required for the website to function properly
• Analytics Cookies: Help us understand how visitors use our site (Google Analytics)
• Advertising Cookies: Used by Google AdSense to display relevant ads
• Preference Cookies: Remember your settings and preferences

3. How We Use Your Information

We use the information we collect for the following purposes:

• To provide and maintain our services
• To improve and personalize your experience
• To send you newsletters and educational content (with your consent)
• To respond to your inquiries and provide customer support
• To analyze website usage and improve our offerings
• To display relevant advertisements through Google AdSense
• To comply with legal obligations

4. How We Share Your Information

We may share your information in the following situations:

• Service Providers: With third-party vendors who perform services on our behalf
• Analytics Partners: With Google Analytics to analyze website usage
• Advertising Partners: With Google AdSense for ad display
• Legal Requirements: If required by law or to protect our rights
• Business Transfers: In connection with a merger or sale of our business

We do not sell, rent, or trade your personal information to third parties for their marketing purposes.

5. Data Security

We implement appropriate technical and organizational measures to protect your personal information, including:

• SSL encryption for data transmission
• Secure server infrastructure
• Regular security audits
• Limited access to personal information
• Employee training on data protection

However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.

6. Your Rights and Choices

You have the following rights regarding your personal information:

• Access: Request a copy of your personal data
• Correction: Request correction of inaccurate data
• Deletion: Request deletion of your personal data
• Opt-out: Unsubscribe from marketing communications
• Cookie Preferences: Manage cookie settings in your browser

7. Third-Party Services

Our website may contain links to third-party websites and services. We are not responsible for the privacy practices of these third parties. We encourage you to review their privacy policies before providing any personal information.

7.1 Google Services

We use various Google services on our website:

• Google Analytics: For website analytics
• Google AdSense: For displaying advertisements

You can learn more about Google's privacy practices at https://policies.google.com/privacy

8. Children's Privacy

Our website is not intended for children under 18 years of age. We do not knowingly collect personal information from children under 18. If we discover that a child under 18 has provided us with personal information, we will delete such information from our systems.

9. California Privacy Rights

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA), including:

• The right to know what personal information we collect
• The right to delete your personal information
• The right to opt-out of the sale of personal information (we do not sell personal information)
• The right to non-discrimination for exercising your privacy rights

10. International Data Transfers

If you are accessing our website from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States where our servers are located.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. You are advised to review this Privacy Policy periodically for any changes.