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Investment Disclaimer

Last Updated: June 16, 2025

⚠️ CRITICAL WARNING ⚠️

INVESTING IN YIELDMAX ETFS AND OTHER HIGH-YIELD INVESTMENTS INVOLVES SUBSTANTIAL RISK OF LOSS

YOU MAY LOSE ALL OR A SIGNIFICANT PORTION OF YOUR INVESTMENT

1. No Investment Advice

MSTY Millionaire is NOT a registered investment advisor, broker-dealer, or financial planner. The information provided on this website is for educational and informational purposes only and should not be construed as:

  • Personal investment advice
  • A recommendation to buy, sell, or hold any security
  • A solicitation to engage in any investment transaction
  • Tax, legal, or financial planning advice

2. General Information Only

All content on this website, including but not limited to articles, calculators, tools, charts, and data:

  • Is provided for general informational purposes only
  • Is not tailored to any individual's specific financial situation
  • May not be suitable for your investment objectives or risk tolerance
  • Should not be relied upon as the sole basis for any investment decision

3. Specific Risks of YieldMax ETFs

🔻 NAV Decay Risk

YieldMax ETFs can experience significant NAV (Net Asset Value) decay over time, meaning the fund's share price may decline even while paying distributions.

⛔ Capped Upside

The covered call strategy limits potential gains. You will not fully participate in the underlying stock's price appreciation.

📉 Full Downside Exposure

While upside is capped, you bear the full downside risk if the underlying stock declines in value.

💸 Distribution Variability

Monthly distributions can vary significantly and may be $0 in some months. High yields are not guaranteed.

📊 Return of Capital

A significant portion of distributions may be return of capital, not income. This reduces your cost basis and may result in higher taxes upon sale.

🎲 Volatility Risk

These ETFs invest in highly volatile stocks. Price swings can be extreme and rapid.

4. Past Performance Disclaimer

PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RESULTS. Any historical returns, expected returns, or probability projections:

  • Are hypothetical in nature
  • Do not reflect actual investment results
  • Are not guarantees of future performance
  • Do not account for all fees, taxes, and expenses
  • May not reflect the impact of market conditions

5. Accuracy of Information

While we strive to provide accurate information:

  • We make no representations or warranties about the accuracy, completeness, or timeliness of any information
  • Information may contain errors, omissions, or become outdated
  • Market data may be delayed or incorrect
  • Calculations and tools may contain errors or bugs
  • Third-party data sources may be unreliable

6. Your Responsibilities

Before Making Any Investment Decision:

  • Consult with a qualified financial advisor
  • Read all fund prospectuses and documents
  • Understand your risk tolerance and investment objectives
  • Consider your entire financial situation
  • Understand the tax implications
  • Never invest more than you can afford to lose

7. No Liability

MSTY Millionaire, its owners, employees, contractors, and affiliates shall not be liable for:

  • Any investment losses or damages
  • Errors or omissions in content
  • Actions taken based on website information
  • Third-party content or links
  • Technical issues or website downtime
  • Any direct, indirect, incidental, special, consequential, or punitive damages

8. Third-Party Information

This website may contain links to third-party websites and information from third-party sources:

  • We do not endorse or guarantee third-party content
  • We are not responsible for third-party accuracy
  • Third-party sites have their own terms and privacy policies
  • Use of third-party information is at your own risk

9. Not FDIC Insured

Investments in YieldMax ETFs and other securities are:

  • NOT FDIC insured
  • NOT bank guaranteed
  • NOT deposits
  • NOT insured by any government agency
  • SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF PRINCIPAL

10. Regulatory Disclaimers

This website and its content have not been reviewed or approved by:

  • The Securities and Exchange Commission (SEC)
  • Any state securities commission
  • The Financial Industry Regulatory Authority (FINRA)
  • Any other regulatory body

🚨 FINAL WARNING 🚨

YieldMax ETFs are complex financial instruments that may not be suitable for all investors.

These investments can result in significant or total loss of capital.

ALWAYS consult with a qualified financial advisor before investing.

Questions About This Disclaimer?

If you have any questions about this Investment Disclaimer, please contact us at:

MSTY Millionaire
Email: legal@mstymillionaire.com
Website: mstymillionaire.com

By using this website, you acknowledge that you have read, understood, and agreed to this Investment Disclaimer.

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