🍪 Introduction

MSTY Millionaire ("we," "our," or "us") uses cookies and similar tracking technologies to enhance your experience on our website. This Cookie Policy explains what cookies are, how we use them, and your choices regarding their use.

By using our website, you consent to the use of cookies in accordance with this policy. If you do not agree to our use of cookies, you can adjust your browser settings or use our cookie preference center to manage your choices.

❓ What Are Cookies?

Cookies are small text files that are placed on your device when you visit our website. They help us recognize your device and remember information about your visit, such as your preferences and settings.

Types of Storage We Use:

• Session Cookies: Temporary cookies that expire when you close your browser
• Persistent Cookies: Remain on your device for a set period or until manually deleted
• First-party Cookies: Set by MSTY Millionaire directly
• Third-party Cookies: Set by our partners and service providers
• Local Storage: Used to store preferences and settings locally on your device

🎯 How We Use Cookies

Essential Cookies

These cookies are necessary for the website to function properly. They enable core functionality such as security, network management, and accessibility. You cannot disable these through our website.

• User authentication and security
• Remembering privacy settings
• Maintaining session state
• Load balancing and performance optimization

Analytics & Performance Cookies

We use these cookies to understand how visitors interact with our website, helping us improve user experience and site performance.

• Google Analytics for traffic analysis
• Page load time monitoring
• Error tracking and debugging
• User journey mapping

Functionality Cookies

These cookies enable enhanced functionality and personalization, such as remembering your preferences.

• Saved calculator inputs and results
• Portfolio watchlist preferences
• Display settings (theme, layout)
• Language and region preferences

Advertising & Marketing Cookies

These cookies are used to deliver relevant advertisements and track campaign effectiveness.

• Google AdSense for display advertising
• Retargeting and remarketing
• Conversion tracking
• Ad frequency capping

🤝 Third-Party Services

We work with trusted third-party services that may set cookies on your device:

Google Services

• Google Analytics: Website traffic analysis and user behavior insights
• Google AdSense: Display advertising network
• YouTube: Embedded video content

Other Partners

• Cloudflare: Content delivery and security
• Financial Data APIs: Real-time ETF pricing (no personal data stored)
• Email Service Provider: Newsletter management (with consent)

These partners have their own privacy policies governing the use of cookies. We encourage you to review their policies.

⚙️ Your Cookie Choices

Cookie Preference Center

Use our Cookie Settings button below to manage your preferences for different cookie categories. You can update these preferences at any time.

Browser Settings

Most browsers allow you to control cookies through their settings:

• Chrome: Settings > Privacy and Security > Cookies
• Firefox: Settings > Privacy & Security > Cookies
• Safari: Preferences > Privacy > Cookies
• Edge: Settings > Privacy, Search, and Services > Cookies

Opt-Out Links

• Google Analytics Opt-out
• Google Ads Settings
• Digital Advertising Alliance Opt-out

Note: Disabling certain cookies may impact the functionality of our website and limit your access to some features.

⏱️ Data Retention

Cookie retention periods vary based on their purpose:

• Session cookies: Deleted when you close your browser
• Persistent cookies: 1 day to 2 years, depending on purpose
• Analytics cookies: Up to 24 months
• Advertising cookies: Up to 90 days

You can delete cookies at any time through your browser settings.

📝 Updates to This Policy

We may update this Cookie Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any material changes by:

• Updating the "Last updated" date at the top of this policy
• Displaying a notice on our website
• Requesting fresh consent where required

We encourage you to review this policy periodically to stay informed about how we use cookies.